Decision Tree Financial, PLLC

Your Future, Your Legacy, Your Decision



Decision Tree Financial is an Independent Financial Planning Company. Our clients include Professionals, Business Owners, Charitable Organizations and Retirees. We assist our clients with developing and implementing strategies that help them to protect and grow their wealth.

Our broad financial knowledge enables us to assist our clients in a variety of ways.

From general assistance, such as recommending the appropriate investment strategy for ones portfolio, to more complex strategies, such as positioning wealth for the next generation in order to achieve protection from estate taxes, creditors and divorce, our company is here to assist you.

Our Mission

To provide empathetic and sound financial guidance to our clients so that they can make informed decisions and achieve their financial goals in the most efficient way possible.

Our Philosophy

A decision tree is a tool that business people use to help them understand the possible outcomes of the choices that they make.

"What are we trying to accomplish?'
"How much will we make?"
"What are my chances of success?"
"What are the possibilities of failure?"
"What are my alternatives?"

The decision tree tool is a way of putting numbers and feelings behind scenarios. It allows the user to "step back" and review their situation. When a situation is reviewed, other possibilities and directions may be uncovered which are more appealing and have a higher probability of success.

Most people do not understand the choices they make when it comes to their own finances. They "don't know what they don't know". It is these unknowns when discovered and addressed that have the potential to make tremendous differences in the ability to accomplish financial goals.

Decision Tree Financial is a comprehensive financial planning company that was founded in order to help make "the unknown known" for people. We are committed to the belief that informed individuals make better choices for themselves and their loved ones.

Having this solid understanding of where you are, where you are going and what you can accomplish will allow you to enjoy yourself which is really what life is all about!

Our Area's of Involvement

All areas below are interlinked. How one handles one aspect of their life influences the possibilities inside another. We work with our clients to find out what is important to them and then find the right balance so they can enjoy their lives today and have stability in the future. These areas include:
  • Fee Based Financial Planning
  • Investment Planning
  • Insurance Planning (Life, Disability, Long-Term Care, Health, Home and Auto)
  • Tax Planning
  • Cash Flow Management                                                 
  • Retirement Income Planning
  • Medically Underwritten Immediate Annuities
  • Business Succession Planning                                     
  • Estate Planning 
  • Business Group Benefit Planning
  • Charitable Giving Strategies

Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc. Member FINRA, SIPC, and Registered Investment Adviser Decision Tree Financial and Woodbury Financial Services, Inc. are not affiliated entities.

 

 

 
Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

Newsletters

HOT TOPIC: Saving America's Storied Automakers

The White House agreed to a strings-attached loan package to help keep the Big Three out of bankruptcy. But will the measure help keep the U.S. auto industry from dragging down the U.S. economy?

When It Comes to IRAs, Know Your Limits

In recent years, IRAs have become the single largest vehicle for retirement savings in the United States.

What You Can Learn from LIBOR

To investors around the world, LIBOR is more than a mere benchmark for short-term interest rates. It’s a proxy for how global markets view the outlook for the U.S. economy.

Income Now or Later

Immediate and deferred fixed annuities are insurance products that could help retirees safeguard some of their nest eggs and provide a steady income stream throughout retirement.

More Newsletters →