Income and Investment Strategies For All Ages
 Managing and building your wealth is serious business.
Helping you stay on target to reach your goals is our business.
Regardless if you are already retired or just starting to save, our investment and income strategies are the cornerstone of a solid investment and income distribution plan. Incorporated as part of a comprehensive wealth management strategy, these strategies can help you have more money for a better lifestyle today while ensuring a more proserous future tomorrow. Why Having an Income and Investment Plan is Important For Retirees Plain and Simple, YOU DO NOT WANT TO RUN OUT OF MONEY while you are retired. Ideally, you want an Income and Investment Plan that can help provide you with enough money to live on and that may increase as time passes to compensate for inflation. There are typically three types of income streams for retirees:
- Social Security
- Pensions
- Income off of Investments
Prudential published a white paper with the help of Ernst & Young in 2008 showing that using a 5% withdrawal rate out of a lump sum of money, the failure rate of an individual was 33% over a 30 year period. The typical retiree who runs out of money lives 7.5 years after they deplete their assets. That is 2,738 Days knowing their money is gone and countless days before worrying about that day it would run out. Click Here to Read The Prudential White Paper The constant volitility a typical investment portfolio encounters while its owner is taking income withdrawals is not condusive to success. If you are worried about the volitility of your investment portfolio, there may be a reason. You do not have an adequate income and investment strategy. Don't leave it to chance if you will be successful with your income and investment plan. If you are unsure of your plans future success, make the decision to explore the possibilities of helping to ensure you do not run out of money so that you can spend less time worrying and more time living. There are multiple ways to create an income and investment portfolio. We will work with you to find the best one's for you. For Those Still Accumulating Assets Time is on your side. A diversified portfolio give you the best chance at success in reaching your long term goals. Social Security and Pensions are becoming entitlements of the past. The burden for Generation X and Generation Y to secure their financial future is soley on each individual. Though Stocks may have performed better when held long term and stocks traders can make larger gains using the markets volitity to "sell high and buy low" on an hourly or daily basis, there is one thing to say: "Future Performance Does Not Predict Future Results" Long Term investing can be a portion of your strategy but should not be viewed as a panacea to create your financial future. "Slow and Steady Always Wins the Race" The infamous words spoken to the hare by the tortoise after it won the race in Aesop's fable "The Tourtoise and the Hare". The Income and Investment Strategies of your portfolio can be viewed as the portion that will grow steady. There are multiple ways to create an income and investment portfolio specialied for your needs. We will work with you to find the best one's for you.
Visit our offices in person or save time and energy using our virtual meeting room online using Skype, the newest way to meet people face to face and share idea's.
|
